Compare Student Credit Cards

Looking for the best student credit card deals? We've researched the best credit card deals in the UK searching for the lowest interest rates including 0% representative APR on purchases, best cash back credit cards, the best balance transfer rates including 0 balance transfer cards and the longest zero balance transfer rate including 16 months balance transfer. These are not just good student credit cards though - they are great for everyone over 18 looking to save money on your credit card bills or to manage their finances with a cheap credit card deal

Student Tip - Credit cards can really help cash flow - but you WILL need to pay it make so make sure it's affordable

Best Credit Card Deals Balance Transfers Purchases Representative APR (Variable) Apply
Barclaycard Initial Credit Card
Could be suitable if your financial situation has improved over the last 12 months, even if you may have missed payments or been affected by CCJs in the past
NA NA 29.9% Go to site
Representative example: 29.9% APR Representative variable, 29.9% p.a. variable on purchases, £1,200 assumed credit limit Subject to application and status. The terms of your product may differ from the example.
Capital One Classic Credit Card
Quick application! Perfect for someone looking to build or rebuild their credit rating
NA NA 34.9% Go to site
Representative example: 34.9% APR Representative variable, 34.94% p.a. variable on purchases, £1,200 credit limit Address: Capital One (Europe) plc. Trent House, Station Street, Nottingham NG2 3FB
Halifax All In One Credit Card
0% on balance transfer made within first 90 days for 15 months!(3% charge applies) 0% on purchases for 15 months. The APR and length of the promotional offer are dependent on your personal circumstances
0%
for 15 months
0%
for 15 months
17.9% Go to site
Representative example: assumed borrowing of £1,200, representative 17.9% APR (variable). Purchase rate 17.95% PA (variable). Halifax, The Mound, Edinburgh EH1 1YZ

Please note that when applying for a credit card you will usually be asked what your earnings are - visit our student credit blog entry here to find out more

Top Student Credit Card Deals

Natwest Student Credit Cards
The Natwest Student Credit Card is specifically designed to help student with their cash flow, but to keep a limit on the spending and offer some great discounts with the credit card. Natwest offer a credit limit of up to £500 and an interest free period of 56 days on purchases, so if your balance off in time, you won't pay any interest. The Natwest Student credit card also offers cash advance of up to £300 should you really need it, but be aware that there is a 3% charge on the amount you take out, and the a higher interest rate of 27.9% on the cash that is advanced. however, again, if you settle this balance to zero before the 56 days, then it's only the 3% charge. To top all this, there are a host of student savings offered including 25% of Lonely Planet guides, £5 Firebox voucher, 15% off at Kitbag when paying with your Natwest card and even card holder offers from the Natwest Wine Club. All round, a great student credit card to aid your cash flow...
More Info on Natwest Student Credit Cards

HSBC Bank Credit Card
- 3 months free interest on purchases, 15 months free balance transfers (2.9% fee) as well a typical interest rate of just 16.9% - HSBC have put together a great credit card here, competitive in every area with a good balance transfer angle, cheap to move your debt over, and really good fro credit card purchases. - As a student credit card the 3 months interest free on purchases could be ideal! As a student account holder at HSBC, you also don't have to pay any salary into your account to be eligible for this great credit card deal
More Info on HSBC

Post Office Credit Card
12 months interest free on balance transfers if you move money onto this credit card within 3 months of getting it. A balance transfer fee of 2.98% and an PR of 16.9% make this a really competitive credit card! As it's the Post Office you also get 0% commission on anything you buy abroad - excellent!
More Info on Post Office Credit Card

Credit Expert
It's free to check your credit report online! Experian is currently offering a free 30 day trial and FREE CREDIT REPORT. Having a knowledge of your credit history before you make a credit card application is generally a good idea - it gives you an indication of your chances of being accepted, and could stop you from wasting your time going through multiple online credit card applications! Credit Expert are offering a huge range of extra features - including unlimited online access to your credit report, free advice from credit reference specialists over the phone, credit tips and email and text alerts.
More Info on Credit Expert

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