- Student Deals
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Looking for the best student credit card deals? We've researched the best credit card deals in the UK searching for the lowest interest rates including 0% APR on purchases, best cash back credit cards, the best balance transfer rats including 0 balance transfer card and the longest balance transfer rate including 15 months balance transfer. These are not just good student credit cards though - they are great for everyone over 18 looking to save money on your credit card bills.
Best Credit Card Deals! |
Balance Transfers |
Purchases |
Typical APR |
||||
Rate |
Duration |
Rate |
Duration |
||||
 |
Halifax All In One Credit Card - 0% on balance transfer for 9 months!(3% charge applies) 0% on purchases for 9 months | 0% |
10 months |
0% |
9 mths |
15.9% |
 |
 |
Natwest Student Credit Card |
NA |
NA |
NA |
NA |
18.9% |
|
 |
Capital One Classic Credit Card - Quick application! 1 minute response, and up to £2,500 credit |
NA |
NA |
NA |
NA |
34.9% |
|
 |
RBS Student Credit Cards - dedicated student credit card from RBS with credit limit up to £500, and 56 days interest free credit on all purchases + a lots of benefits | NA |
NA |
NA |
NA |
18.9% |
|
 |
Virgin Credit Card with 16 months* 0% balance transfer (2.98% balance transfer fee applies). Includes discounts on other Virgin products | 0% |
16 months* |
0% |
3 mths |
16.6% variable |
|
| Vanquis Credit Card - Have a bad credit history or never had a credit history? Great for first time credit card | NA |
NA |
NA |
NA |
39.9% |
|
|
 |
Capital One Platinum Credit Card 0 balance transfer handling fee for those with excellent credit record | 8.5% |
1st August 2012 |
8.5% |
1st August 2012 |
8.5% variable |
|
 |
Student Barclaycard. especially for students - interest rate 14.9%, minimum limit £250 More credit card info below |
NA |
NA |
NA |
NA |
14.9% |
|
Please note that when applying for a credit card you will usually be asked what your earnings are - visit our student credit blog entry here to find out more
The Capital One classic credit card is one of the most popular credit card deals on the market ideal for those who have no or little credit history or who have had credit history problems in the past. The Capital One Classic Credit Card offers a credit limit of up to £2,500, the ability to spread your payments and a Free identity theft service. The Classic card doesn't however have an interest free balance transfer function or interest free period on purchases and the APR is HIGH at 34.9% so you'll want to clear your balance quickly, but for small purchases to aid cash flow the Capital One Classic Credit card is a great option.
Apply for a Capital One Classic card today!
The Capital One platinum card is a great option for people with an excellent credit rating, so in most cases you must be earning in excess of £20,000 per year. The capital One card currently offers 8.5% p.a. fixed until 1st August 2012 on both balance transfers and purchases. There is also 0 balance handling free. So if you have an excellent credit record and are looking for a low APR on your current balance or future purchases, the Capital One Platinum Credit Card is for you - Apply for the Capital One Platinum Card here
The Halifax "all in one" credit card currently offers 10 month 0% interest on balance transfers for 10 months, subject to 3% switiching fee). The card also offers no annual fee, and 59 interest free credit on all purchases if the balance in full is paid off each month. So if you just need a credit card for cash flow and can pay off any purchase you make within 59 days then you can use the card and pay nothing. This great credit card also offers great peace of mind with cover against online fraud when purchasing on the internet. Overall, a great card for balance transfers and cash flow.
- 12 months free interest on purchases, 2.9% for balance transfers for 2 years, and only a 2.5% fee for moving your money from another credit card.. as well a typical interest rate of just 15.9%
- HSBC have put together a great credit card here, competitive in every area with a good balance transfer angle, cheap to move your debt over, and really good fro credit card purchases.
- As a student credit card the 12 months interest free on purchases could be ideal! They also have a dedicated student credit card offer - 18.9% APR
This is for all those people who have been refused credit cards by other providers due to a non-existent credit history (no credit cards etc in the past) or past credit problems.
A typical variable APR of 39.9% makes it quite an expensive credit card - but the ease of getting the card overrules this. They also provide manageable credit limits to stop you getting out of your depth and allowing you to stay in control.
If you've been rejected from other credit card providers, try the Vanquis credit card!
12 months interest free on balance transfers if you move money onto this credit card within 3 months of getting it. A balance transfer fee of 2.98% and an PR of 16.9% make this a really competitive credit card!
As it's the Post Office you also get 0% commission on anything you buy abroad - excellent!
It's free to check your credit report online! Experian is currently offering a free 30 day trial and FREE CREDIT REPORT. Having a knowledge of your credit history before you make a credit card application is generally a good idea - it gives you an indication of your chances of being accepted, and could stop you from wasting your time going through multiple online credit card applications! Credit Expert are offering a huge range of extra features - including unlimited online access to your credit report, free advice from credit reference specialists over the phone, credit tips and email and text alerts.
A student credit card from barclays designed specifically for your needs - although it doesn't have a very low interest rate or balance transfer options, with a typical rate of 14.9% and no over limit fees as well as great deals on things in Argos it's a really good student credit card deal!
