Students who are taking a gap year to go abroad or are simply going on holiday and are planning to drive should check their car insurance before going, according to the AA.
The insurer has said that while everyone with UK car insurance will have third party cover when they are in Europe, they may not be comprehensively covered.
Ian Crowder, public relations manager for the AA, said: "If you're thinking of taking a car into the continent, you do need to check with your insurer, although, under EC law, if you have your car insured in the UK you will be covered third party or for the minimum level of insurance required in a particular country throughout the EC."
He added that some insurers do provide up to 90 days comprehensive cover for your car in Europe and other non-EC countries such as Switzerland but others "don't automatically provide it for free".
The company also advised people with young driver car insurance that when they leave the UK some policy documents will say that users need to tell their insurance provider before they go while others will not.
According to the RAC foundation, three million British motorists head to the content by ferry or the channel tunnel every year.
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