One independent mortgage expert is offering free mortgage advice to those with poor credit.
As student tuition fees rise, university-leavers are graduating with bigger debts than ever before.
As a result, many graduates face a poor credit rating as one of many obstacles to getting on the property ladder, even when they are in employment.
Charcol.co.uk are now aiming to make life a little bit easier for debt-ridden graduate - and others with poor credit histories - by giving them tailored mortgage advice for free.
Peter Barrett, managing director at Charcoal.co.uk, said: "The amount of personal debt in the UK continues to grow for financially vulnerable borrowers to be charged outrageous fees for consolidating their debt is simply not right.
"Of course, there is a certain stigma attached to borrowers who have financial difficulties, but these can have occurred for any number of reasons."
Mr Barrett went on to cite relationship break-up as one common reason for getting into financial difficulties.
Many mortgage brokers charge very high fees which new graduates and those in debt often find it difficult to afford.
Several recent studies have highlighted the difficulties graduates face in attempting to buy their first home.
With house prices at an all-time high, a growing proportion of young people are now reliant on parental contributions to get a foot on the property ladder.
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