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Natwest - A Student Credit Card?


Natwest Review

Natwest is one of the only credit card providers that has actually put a packages together to suit everybody. From a credit card that gives 0% interest for 9 months on balance transfers and purchases (making it one of the best credit card deals around!) to a dedicated student card.

One of the great things about this provider is that if you have a Natwest account already, they will waiver the 2% balance transfer fee as well!

Perks:

Features Natwest
APR 16.9%
Cashback 0%
Annual Fee No
Interest Free balance transfers Some Cards - 9 months
Interest Free purchases Some Cards - 9 months
A possible student card? Yes

Apart from being one of the best balance transfer cards and one of the best cards for purchasing?! Natwest are already offering something that can compete with the best players in the market, and the waiver of the 2% balance transfer fee makes it even more attractive.

Unfortunately the 0 interest on balance transfers and purchases is not available on Student Credit Cards, but the fact that they are offering this as an option is better than any other provider.


Is it a Good Student Credit Card?

As one of the only dedicated student credit cards, your eligibility status and income are something that you don't have to worry about. All other credit card providers take into account how much you are earning and your ability to repay any outstanding amounts. With Natwest, by taking into account your student status, your earnings are much less important.

The one great thing that Natwest does provide is the ability to transfer money from your credit card account to a normal bank account. This is a pretty good feature if you have a credit card just for emergencies and focus on your current account. If your current account is in danger of becoming overdrawn or has insufficient funds for an impending payment then a transfer from a credit card (where it is treated as a normal transaction) is ideal.

By the way, Natwest are also offering free Accident Travel Insurance.


Who else is this Credit Card aimed at?

With a wide range of packages, cards are aimed at different and diverse markets, and is intended to cater for as many people who require credit cards as possible. Their "Student Credit Card" is obviously aimed exclusively at students.

Do you have an Natwest Credit Card? Let us know what you think by going to 'Contact Us' and filling in the contact form!





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