Credit Card Blog

You may have heard that credit card companies charge more for withdrawing at cash machines - ok, I heard about that too, but how much more am I paying and is it best to withdraw lots at a time, or should I be withdrawing small amounts, and often?
I’m going to break this down into a [...]

Have I mentioned the biggest free balance transfer and purchase card on the market - by a long way?
Capital One are offering interest free on balance transfers and on purchases until 1st November 2009, which is amazing considering people can use this card for transfering balances and buying stuff! Most other providers don’t go beyond [...]

I’m not going to waffle on in this post - but just want to make sure that everyone knows that when they’re looking to get a credit card, make sure it lets you pay by direct debit.
Many people have been caught out and either forgotten to make a monthly payment, or not paid it on [...]

Barclays have a dedicated “student credit card” - and you can find out more information about it on comparison chart, but what makes this card different and why have Barclays introduced it?
Barclays prides itself on being a responsible lender, and provides a wealth of information on the pros and cons of credit cards, the best [...]

Back to the biggest question of them all - which credit card should I go for? You could phrase it slightly differently - which is the best credit card? Or perhaps, which credit card provides the best deal?
The questions are all pretty much the same - and the answer is the same as well. There [...]

There’s been quite a lot of confusion lately over what a prepaid card actually is - and how similar is it to a credit card? Although prepaid cards are really popular in the US they have yet to really take off in the UK..
A prepaid card is very simply a card with which you can [...]

You, like me (and millions of others), will probably either have, or have had a student loan.
Something I always wondered though was - how much is it costing me? Is it worth paying off quickly or should I just leave it and pay off the what it automatically deducted from my salary?
Not all that long [...]

Should I try and get a credit card to help?
I’ve had lots of people ask me about whether a credit card is a good idea - and whether or not as a student you can easily get a credit card. The first thing to do is to talk about the advantages and disadvantages of getting [...]

Imagine that you’re looking to get a credit card, and you’re a student. You probably don’t have a conventional steady income, well - the vast majority of students don’t! So, you’ve had a look and decided on which credit card suits you most.. now for the applying part.
After filling in all your details you get [...]

Virgin has a credit card - with 15 months interest free on balance transfers and 3 months interest free on purchases… and a variable interest rate of 15.9%.
This is all pretty good, and makes the card seem like one I would like to get.. but let’s dig a little deeper and find out the nitty [...]